How much does $10,000 in ALLY pay in dividends?

At ALLY's current yield of 3.09%, $10,000 pays about $309.36 a year — roughly $77.34 per payment, paid quarterly, or $25.78 a month averaged out.

What would ALLY be worth after 10 years with dividends reinvested?

Reinvesting every dividend and assuming the payment and share price both stay flat, $10,000 in ALLY would grow to about $13,609 after 10 years, against $13,094 if the income were taken as cash. That deliberately assumes no dividend growth — a real holding may do better or considerably worse.

How often does ALLY pay dividends?

ALLY pays quarterly — 4 payments a year — based on its actual payment history rather than an assumed schedule.

Is ALLY's dividend guaranteed?

No. Dividends are discretionary and can be reduced or suspended at any time, and every figure here is a projection from the current yield rather than a forecast. Check ALLY's full payment history before relying on any of it.

ALLY Dividend Calculator

Ally Financial Inc. yields 3.09%, close to the 2.92% median across US dividend payers — a rate that is unremarkable in itself, which puts the weight on how reliably it is paid rather than on how large it is. The figures below convert it into cash at a range of investment sizes.

ALLY paid $1.20 per share over the last twelve months on a quarterly schedule. Enter any amount below, or use the worked figures.

Your investment

ALLY

Ally Financial Inc.

3.09%

yield

$38.79 per shareQuarterlyStock

Change stock or ETF

Amount invested

Holding period10 years

11530

Dividend income

$10,000 in ALLY pays you

$309.36

per year

Paid each quarter: $77.34
Monthly average: $25.78
Shares bought: 257.8
Payments a year: 4

Total over 10 years, taken as cash

$3,093.58

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Based on the trailing twelve-month dividend, assuming it stays flat. Payments are not guaranteed and can be cut or suspended at any time. Figures are before tax and exclude any change in the share price.

ALLY dividend income by investment amount

Based on the current yield of 3.09%. Figures are before tax and assume the dividend stays at its present level.

Dividend income from ALLY at a range of investment amounts.
Invested	Per year	Per payment	Monthly average
$1,000	$30.94	$7.73	$2.58
$5,000	$154.68	$38.67	$12.89
$10,000	$309.36	$77.34	$25.78
$25,000	$773.40	$193.35	$64.45
$50,000	$1,546.79	$386.70	$128.90
$100,000	$3,093.58	$773.40	$257.80

ALLY with dividends reinvested

$10,000 in ALLY, every dividend reinvested, holding the payment and share price flat. Deliberately conservative — most calculators assume years of uninterrupted growth, and that assumption drives most of the result.

After 10 years: $13,609
After 20 years: $18,521
After 30 years: $25,206

Model ALLY with dividend growth →

What makes up ALLY's 3.09% yield

ALLY paid $1.20 per share over the last twelve months against a share price of $38.79, which is where the 3.09% comes from. Special and one-off distributions are excluded from that figure — they do not recur, and including them would overstate every projection below.

A yield near the median tells you little on its own, so the number worth pairing it with is the payout ratio: at 0.34, roughly 34% of ALLY's earnings are committed to the dividend and the remaining 66% is retained. Two companies on identical yields can sit at opposite ends of that range, and it is the difference between a payment with room to absorb a weak year and one without.

Bank and insurer dividends are constrained by capital requirements as well as by earnings — a regulator can restrict distributions in a stress scenario regardless of what the business earned. Payments here have historically moved sharply in both directions around credit cycles.

When ALLY pays, and what that changes

ALLY pays quarterly, the standard schedule for US-listed payers, so the "per payment" column is one quarter of the annual figure and the "monthly average" column is a smoothed figure rather than a description of when cash arrives — nothing is paid in eight months of the year.

Each payment has an ex-dividend date, and it is the date that governs entitlement: shares bought on or after it do not carry that payment. ALLY's full schedule and payment history are on its dividend page.

Is ALLY's dividend covered by earnings?

ALLY's payout ratio of 0.34 means roughly 34% of earnings go to the dividend, leaving the rest retained. A margin that size is what allows a payment to be maintained through a weaker year without being funded from borrowing.

Demand in this kind of business holds up across a cycle, so the earnings behind the ratio move less than the market's average and the figure is reasonably representative rather than a snapshot of a good year.

The figures hold the dividend flat. No multi-year record of consecutive increases is on file for ALLY, so treat the projection as arithmetic on today's payment rather than as an expectation about future ones.

ALLY dividend calculator FAQ

How much does $10,000 in ALLY pay in dividends?: At ALLY's current yield of 3.09%, $10,000 pays about $309.36 a year — roughly $77.34 per payment, paid quarterly, or $25.78 a month averaged out.
What would ALLY be worth after 10 years with dividends reinvested?: Reinvesting every dividend and assuming the payment and share price both stay flat, $10,000 in ALLY would grow to about $13,609 after 10 years, against $13,094 if the income were taken as cash. That deliberately assumes no dividend growth — a real holding may do better or considerably worse.
How often does ALLY pay dividends?: ALLY pays quarterly — 4 payments a year — based on its actual payment history rather than an assumed schedule.
Is ALLY's dividend guaranteed?: No. Dividends are discretionary and can be reduced or suspended at any time, and every figure here is a projection from the current yield rather than a forecast. Check ALLY's full payment history before relying on any of it.

More on ALLY

Ally Financial Inc. is a common stock trading at $38.79 per share, paying quarterly. — All figures before tax. Not financial advice.