ARCC Dividend Calculator
Ares Capital Corporation yields 10.04%, more than three times the 2.97% median across US dividend payers. A yield that far above the market is the numerator and denominator moving in opposite directions — and the calculations below take it at face value, which is exactly why the caveats underneath them matter.
ARCC paid $1.92 per share over the last twelve months on a quarterly schedule. Enter any amount below, or use the worked figures.
Your investment
ARCC
Ares Capital Corporation
10.04%
yield
Dividend income
$10,000 in ARCC pays you
$1,003.66
per year
- Paid each quarter
- $250.91
- Monthly average
- $83.64
- Shares bought
- 522.74
- Payments a year
- 4
Total over 10 years, taken as cash
$10,036.59
Based on the trailing twelve-month dividend, assuming it stays flat. Payments are not guaranteed and can be cut or suspended at any time. Figures are before tax and exclude any change in the share price.
ARCC dividend income by investment amount
Based on the current yield of 10.04%. Figures are before tax and assume the dividend stays at its present level.
| Invested | Per year | Per payment | Monthly average |
|---|---|---|---|
| $1,000 | $100.37 | $25.09 | $8.36 |
| $5,000 | $501.83 | $125.46 | $41.82 |
| $10,000 | $1,003.66 | $250.91 | $83.64 |
| $25,000 | $2,509.15 | $627.29 | $209.10 |
| $50,000 | $5,018.30 | $1,254.57 | $418.19 |
| $100,000 | $10,036.59 | $2,509.15 | $836.38 |
ARCC with dividends reinvested
$10,000 in ARCC, every dividend reinvested, holding the payment and share price flat. Deliberately conservative — most calculators assume years of uninterrupted growth, and that assumption drives most of the result.
- After 10 years
- $26,947
- After 20 years
- $72,612
- After 30 years
- $195,666
$20,037 taking the income as cash
$30,073 taking the income as cash
$40,110 taking the income as cash
What makes up ARCC's 10.04% yield
ARCC paid $1.92 per share over the last twelve months against a share price of $19.13, which is where the 10.04% comes from. Special and one-off distributions are excluded from that figure — they do not recur, and including them would overstate every projection below.
A yield rises for two very different reasons, and they are indistinguishable in the number itself: the company raised its payment, or its share price fell. At more than three times the market median the second explanation is common enough to have a name — the yield trap — and it matters here because every projection on this page multiplies the current yield forward. If the price fell because the market expects the payment to be cut, these figures are calculated from a rate that will not survive.
Bank and insurer dividends are constrained by capital requirements as well as by earnings — a regulator can restrict distributions in a stress scenario regardless of what the business earned. Payments here have historically moved sharply in both directions around credit cycles.
When ARCC pays, and what that changes
ARCC pays quarterly, the standard schedule for US-listed payers, so the "per payment" column is one quarter of the annual figure and the "monthly average" column is a smoothed figure rather than a description of when cash arrives — nothing is paid in eight months of the year.
Each payment has an ex-dividend date, and it is the date that governs entitlement: shares bought on or after it do not carry that payment. ARCC's full schedule and payment history are on its dividend page.
Is ARCC's dividend covered by earnings?
ARCC's payout ratio of 1.38 means the dividend exceeds reported earnings — the company is distributing more than it earned. That is sustainable for a period from cash reserves or borrowing, and it is the single most relevant caveat on this page, because the ten-year figures above assume the payment continues at its present level throughout.
The figures hold the dividend flat, and that assumption carries more weight for ARCC than it would for a lower-yielding holding. There is no established record of consecutive annual increases here, and at this yield a modest reduction in the payment changes the ten-year figure substantially.
ARCC dividend calculator FAQ
- How much does $10,000 in ARCC pay in dividends?
- At ARCC's current yield of 10.04%, $10,000 pays about $1,003.66 a year — roughly $250.91 per payment, paid quarterly, or $83.64 a month averaged out.
- What would ARCC be worth after 10 years with dividends reinvested?
- Reinvesting every dividend and assuming the payment and share price both stay flat, $10,000 in ARCC would grow to about $26,947 after 10 years, against $20,037 if the income were taken as cash. That deliberately assumes no dividend growth — a real holding may do better or considerably worse.
- How often does ARCC pay dividends?
- ARCC pays quarterly — 4 payments a year — based on its actual payment history rather than an assumed schedule.
- Is ARCC's dividend guaranteed?
- No. Dividends are discretionary and can be reduced or suspended at any time, and every figure here is a projection from the current yield rather than a forecast. Check ARCC's full payment history before relying on any of it.
- Why is ARCC's dividend yield so high?
- ARCC yields 10.04% against a 2.97% median across US dividend payers. A yield is a ratio, so it rises either because the payment went up or because the share price came down — and the figure alone does not say which. Yields this far above the market among ordinary operating companies are unusual and often reflect what the market expects rather than what has been announced.
- Can ARCC afford its dividend?
- ARCC's payout ratio is 1.38, meaning the dividend currently exceeds reported earnings. That gap can be funded from cash or borrowing for a period, but not indefinitely from profits. The projections on this page assume the payment continues unchanged, which is an assumption rather than a finding — check the full payment history and the company's own filings before relying on it.
More on ARCC
Ares Capital Corporation is a common stock trading at $19.13 per share, paying quarterly. — All figures before tax. Not financial advice.