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BSAC Dividend Calculator

Banco Santander-Chile yields 4.38%, comfortably above the 2.91% median across US dividend payers. That puts BSAC in the range where the income is the main reason to hold it, and where the durability of the payment does most of the work in any long-run figure.

BSAC paid $1.48 per share over the last twelve months on a annual schedule. Enter any amount below, or use the worked figures.

Your investment

BSAC

Banco Santander-Chile

4.38%

yield

$33.84 per shareAnnualStock
$
10 years
11530

Dividend income

$10,000 in BSAC pays you

$437.85

per year

Paid once a year
$437.85
Monthly average
$36.49
Shares bought
295.51
Payments a year
1

Total over 10 years, taken as cash

$4,378.52

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Based on the trailing twelve-month dividend, assuming it stays flat. Payments are not guaranteed and can be cut or suspended at any time. Figures are before tax and exclude any change in the share price.

BSAC dividend income by investment amount

Based on the current yield of 4.38%. Figures are before tax and assume the dividend stays at its present level.

Dividend income from BSAC at a range of investment amounts.
InvestedPer yearPer paymentMonthly average
$1,000$43.79$43.79$3.65
$5,000$218.93$218.93$18.24
$10,000$437.85$437.85$36.49
$25,000$1,094.63$1,094.63$91.22
$50,000$2,189.26$2,189.26$182.44
$100,000$4,378.52$4,378.52$364.88

BSAC with dividends reinvested

$10,000 in BSAC, every dividend reinvested, holding the payment and share price flat. Deliberately conservative — most calculators assume years of uninterrupted growth, and that assumption drives most of the result.

After 10 years
$15,350

$14,379 taking the income as cash

After 20 years
$23,563

$18,757 taking the income as cash

After 30 years
$36,169

$23,136 taking the income as cash

Model BSAC with dividend growth →

What makes up BSAC's 4.38% yield

BSAC paid $1.48 per share over the last twelve months against a share price of $33.84, which is where the 4.38% comes from. Special and one-off distributions are excluded from that figure — they do not recur, and including them would overstate every projection below.

Yields at this level usually have a structural explanation rather than a mispricing: the company is organised to distribute income rather than retain it. Worth checking how BSAC's current yield compares with its own history, since a sharp recent rise more often reflects a falling price than a raised payment.

Bank and insurer dividends are constrained by capital requirements as well as by earnings — a regulator can restrict distributions in a stress scenario regardless of what the business earned. Payments here have historically moved sharply in both directions around credit cycles.

When BSAC pays, and what that changes

BSAC pays annual, which is unusual among US-listed payers and has two consequences the annual figure hides. The "monthly average" column is an average and nothing more — no cash arrives in most months — and the gap between payments means a holder buying between them waits longer for the first one.

Infrequent payments also compound marginally more slowly when reinvested, since each distribution spends longer as cash before it is put back to work. The reinvestment figures above use BSAC's real schedule rather than assuming quarterly payments.

Each payment has an ex-dividend date, and it is the date that governs entitlement: shares bought on or after it do not carry that payment. BSAC's full schedule and payment history are on its dividend page.

Is BSAC's dividend covered by earnings?

BSAC's payout ratio of 0.56 means roughly 56% of earnings go to the dividend, leaving the rest retained. A margin that size is what allows a payment to be maintained through a weaker year without being funded from borrowing.

Demand in this kind of business holds up across a cycle, so the earnings behind the ratio move less than the market's average and the figure is reasonably representative rather than a snapshot of a good year.

The figures hold the dividend flat, and that assumption carries more weight for BSAC than it would for a lower-yielding holding. There is no established record of consecutive annual increases here, and at this yield a modest reduction in the payment changes the ten-year figure substantially.

BSAC dividend calculator FAQ

How much does $10,000 in BSAC pay in dividends?
At BSAC's current yield of 4.38%, $10,000 pays about $437.85 a year — roughly $437.85 per payment, paid annual, or $36.49 a month averaged out.
What would BSAC be worth after 10 years with dividends reinvested?
Reinvesting every dividend and assuming the payment and share price both stay flat, $10,000 in BSAC would grow to about $15,350 after 10 years, against $14,379 if the income were taken as cash. That deliberately assumes no dividend growth — a real holding may do better or considerably worse.
How often does BSAC pay dividends?
BSAC pays annual — 1 payments a year — based on its actual payment history rather than an assumed schedule.
Is BSAC's dividend guaranteed?
No. Dividends are discretionary and can be reduced or suspended at any time, and every figure here is a projection from the current yield rather than a forecast. Check BSAC's full payment history before relying on any of it.
Why is BSAC's dividend yield so high?
BSAC yields 4.38% against a 2.91% median across US dividend payers. A yield is a ratio, so it rises either because the payment went up or because the share price came down — and the figure alone does not say which. Yields this far above the market among ordinary operating companies are unusual and often reflect what the market expects rather than what has been announced.

More on BSAC

Banco Santander-Chile is a common stock trading at $33.84 per share, paying annual. — All figures before tax. Not financial advice.