CAT Dividend Calculator
Caterpillar Inc. yields 0.76%, below the 2.97% median across US dividend payers. The income from CAT is a smaller part of the story than it would be on a high-yield holding, and the figures below deliberately capture only that part.
CAT paid $6.16 per share over the last twelve months on a quarterly schedule. Enter any amount below, or use the worked figures.
Your investment
CAT
Caterpillar Inc.
0.76%
yield
Dividend income
$10,000 in CAT pays you
$76.50
per year
- Paid each quarter
- $19.12
- Monthly average
- $6.37
- Shares bought
- 12.42
- Payments a year
- 4
Total over 10 years, taken as cash
$764.98
Based on the trailing twelve-month dividend, assuming it stays flat. Payments are not guaranteed and can be cut or suspended at any time. Figures are before tax and exclude any change in the share price.
CAT dividend income by investment amount
Based on the current yield of 0.76%. Figures are before tax and assume the dividend stays at its present level.
| Invested | Per year | Per payment | Monthly average |
|---|---|---|---|
| $1,000 | $7.65 | $1.91 | $0.64 |
| $5,000 | $38.25 | $9.56 | $3.19 |
| $10,000 | $76.50 | $19.12 | $6.37 |
| $25,000 | $191.24 | $47.81 | $15.94 |
| $50,000 | $382.49 | $95.62 | $31.87 |
| $100,000 | $764.98 | $191.24 | $63.75 |
CAT with dividends reinvested
$10,000 in CAT, every dividend reinvested, holding the payment and share price flat. Deliberately conservative — most calculators assume years of uninterrupted growth, and that assumption drives most of the result.
- After 10 years
- $10,794
- After 20 years
- $11,652
- After 30 years
- $12,577
$10,765 taking the income as cash
$11,530 taking the income as cash
$12,295 taking the income as cash
What makes up CAT's 0.76% yield
CAT paid $6.16 per share over the last twelve months against a share price of $805.25, which is where the 0.76% comes from. Special and one-off distributions are excluded from that figure — they do not recur, and including them would overstate every projection below.
A below-median yield is not the same as a weak dividend. It commonly means earnings are being retained and reinvested, or that the share price has risen faster than the payment — in the second case the holder's income did not fall, the yield did. Income is one component of the return on CAT and the smaller one; the figures below are not a total-return estimate.
Industrial earnings track capital spending cycles, so payout ratios here tend to look comfortable at a peak and stretched at a trough while the dividend itself is held flat.
When CAT pays, and what that changes
CAT pays quarterly, the standard schedule for US-listed payers, so the "per payment" column is one quarter of the annual figure and the "monthly average" column is a smoothed figure rather than a description of when cash arrives — nothing is paid in eight months of the year.
Each payment has an ex-dividend date, and it is the date that governs entitlement: shares bought on or after it do not carry that payment. CAT's full schedule and payment history are on its dividend page.
Is CAT's dividend covered by earnings?
CAT's payout ratio of 0.32 means roughly 32% of earnings go to the dividend, leaving the rest retained. A margin that size is what allows a payment to be maintained through a weaker year without being funded from borrowing.
That ratio deserves a caveat specific to cyclical earnings, though: it is struck against one year's profits, and in this kind of business those profits swing with prices the company does not set. A comfortable-looking ratio at the top of a cycle and a stretched one at the bottom can describe an unchanged dividend — so the level matters less here than where in the cycle it was measured.
These projections hold the dividend flat, which understates CAT if its recent record continues — the payment has increased in each of the last 12 years. Growth is left out rather than estimated because choosing a growth rate, not the arithmetic, is what determines a decade-long projection.
CAT dividend calculator FAQ
- How much does $10,000 in CAT pay in dividends?
- At CAT's current yield of 0.76%, $10,000 pays about $76.50 a year — roughly $19.12 per payment, paid quarterly, or $6.37 a month averaged out.
- What would CAT be worth after 10 years with dividends reinvested?
- Reinvesting every dividend and assuming the payment and share price both stay flat, $10,000 in CAT would grow to about $10,794 after 10 years, against $10,765 if the income were taken as cash. That deliberately assumes no dividend growth — a real holding may do better or considerably worse.
- How often does CAT pay dividends?
- CAT pays quarterly — 4 payments a year — based on its actual payment history rather than an assumed schedule.
- Is CAT's dividend guaranteed?
- No. Dividends are discretionary and can be reduced or suspended at any time, and every figure here is a projection from the current yield rather than a forecast. Check CAT's full payment history before relying on any of it.
- Has CAT increased its dividend every year?
- CAT has raised its dividend in each of the last 12 years on our records, which are derived from split-adjusted payment history and are approximate. The projections above deliberately ignore that growth and hold the payment flat, so a continuation of the record would put the real outcome above the figures shown.
More on CAT
Caterpillar Inc. is a common stock trading at $805.25 per share, paying quarterly. — All figures before tax. Not financial advice.