ITUB Dividend Calculator
Itaú Unibanco Holding S.A. yields 0.49%, below the 2.97% median across US dividend payers. The income from ITUB is a smaller part of the story than it would be on a high-yield holding, and the figures below deliberately capture only that part.
ITUB paid $0.04 per share over the last twelve months on a monthly schedule. Enter any amount below, or use the worked figures.
Your investment
ITUB
Itaú Unibanco Holding S.A.
0.49%
yield
Dividend income
$10,000 in ITUB pays you
$49.13
per year
- Paid each month
- $4.09
- Monthly average
- $4.09
- Shares bought
- 1,237.62
- Payments a year
- 12
Total over 10 years, taken as cash
$491.29
Based on the trailing twelve-month dividend, assuming it stays flat. Payments are not guaranteed and can be cut or suspended at any time. Figures are before tax and exclude any change in the share price.
ITUB dividend income by investment amount
Based on the current yield of 0.49%. Figures are before tax and assume the dividend stays at its present level.
| Invested | Per year | Per payment | Monthly average |
|---|---|---|---|
| $1,000 | $4.91 | $0.41 | $0.41 |
| $5,000 | $24.56 | $2.05 | $2.05 |
| $10,000 | $49.13 | $4.09 | $4.09 |
| $25,000 | $122.82 | $10.24 | $10.24 |
| $50,000 | $245.64 | $20.47 | $20.47 |
| $100,000 | $491.29 | $40.94 | $40.94 |
ITUB with dividends reinvested
$10,000 in ITUB, every dividend reinvested, holding the payment and share price flat. Deliberately conservative — most calculators assume years of uninterrupted growth, and that assumption drives most of the result.
- After 10 years
- $10,503
- After 20 years
- $11,032
- After 30 years
- $11,588
$10,491 taking the income as cash
$10,983 taking the income as cash
$11,474 taking the income as cash
What makes up ITUB's 0.49% yield
ITUB paid $0.04 per share over the last twelve months against a share price of $8.08, which is where the 0.49% comes from. Special and one-off distributions are excluded from that figure — they do not recur, and including them would overstate every projection below.
A below-median yield is not the same as a weak dividend. It commonly means earnings are being retained and reinvested, or that the share price has risen faster than the payment — in the second case the holder's income did not fall, the yield did. Income is one component of the return on ITUB and the smaller one; the figures below are not a total-return estimate.
Bank and insurer dividends are constrained by capital requirements as well as by earnings — a regulator can restrict distributions in a stress scenario regardless of what the business earned. Payments here have historically moved sharply in both directions around credit cycles.
When ITUB pays, and what that changes
ITUB pays monthly, so the "per payment" column above is a genuine monthly figure rather than a quarterly sum divided down. For income being drawn rather than reinvested, that alignment with monthly outgoings is the practical difference between a monthly payer and a quarterly one.
Frequency also compounds slightly faster when the income is reinvested: twelve reinvestments a year at the same annual rate finish marginally ahead of four, and the reinvestment figures above already reflect ITUB's actual schedule rather than an assumed quarterly one.
Each payment has an ex-dividend date, and it is the date that governs entitlement: shares bought on or after it do not carry that payment. ITUB's full schedule and payment history are on its dividend page.
Is ITUB's dividend covered by earnings?
ITUB's payout ratio of 0.68 means about 68% of earnings are committed to the dividend. That is within earnings but a narrower margin than the sub-0.60 range generally considered comfortable, so a weaker year absorbs more of the cover.
Demand in this kind of business holds up across a cycle, so the earnings behind the ratio move less than the market's average and the figure is reasonably representative rather than a snapshot of a good year.
The figures hold the dividend flat. No multi-year record of consecutive increases is on file for ITUB, so treat the projection as arithmetic on today's payment rather than as an expectation about future ones.
ITUB dividend calculator FAQ
- How much does $10,000 in ITUB pay in dividends?
- At ITUB's current yield of 0.49%, $10,000 pays about $49.13 a year — roughly $4.09 per payment, paid monthly, or $4.09 a month averaged out.
- What would ITUB be worth after 10 years with dividends reinvested?
- Reinvesting every dividend and assuming the payment and share price both stay flat, $10,000 in ITUB would grow to about $10,503 after 10 years, against $10,491 if the income were taken as cash. That deliberately assumes no dividend growth — a real holding may do better or considerably worse.
- How often does ITUB pay dividends?
- ITUB pays monthly — 12 payments a year — based on its actual payment history rather than an assumed schedule.
- Is ITUB's dividend guaranteed?
- No. Dividends are discretionary and can be reduced or suspended at any time, and every figure here is a projection from the current yield rather than a forecast. Check ITUB's full payment history before relying on any of it.
- Does ITUB pay dividends monthly?
- Yes. ITUB pays monthly — twelve payments a year — based on its actual payment history rather than an assumed schedule. At the current 0.49% yield, $10,000 produces about $4.09 a month before tax.
More on ITUB
Itaú Unibanco Holding S.A. is a common stock trading at $8.08 per share, paying monthly. — All figures before tax. Not financial advice.