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IYF Dividend Calculator

iShares U.S. Financials ETF yields 1.51%, below the 2.92% median across US dividend payers. The income from IYF is a smaller part of the story than it would be on a high-yield holding, and the figures below deliberately capture only that part.

IYF paid $1.95 per share over the last twelve months on a quarterly schedule. Enter any amount below, or use the worked figures.

Your investment

IYF

iShares U.S. Financials ETF

1.51%

yield

$129.24 per shareQuarterlyETF
$
10 years
11530

Dividend income

$10,000 in IYF pays you

$150.61

per year

Paid each quarter
$37.65
Monthly average
$12.55
Shares bought
77.38
Payments a year
4

Total over 10 years, taken as cash

$1,506.11

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Based on the trailing twelve-month dividend, assuming it stays flat. Payments are not guaranteed and can be cut or suspended at any time. Figures are before tax and exclude any change in the share price.

IYF dividend income by investment amount

Based on the current yield of 1.51%. Figures are before tax and assume the dividend stays at its present level.

Dividend income from IYF at a range of investment amounts.
InvestedPer yearPer paymentMonthly average
$1,000$15.06$3.77$1.26
$5,000$75.31$18.83$6.28
$10,000$150.61$37.65$12.55
$25,000$376.53$94.13$31.38
$50,000$753.06$188.26$62.75
$100,000$1,506.11$376.53$125.51

IYF with dividends reinvested

$10,000 in IYF, every dividend reinvested, holding the payment and share price flat. Deliberately conservative — most calculators assume years of uninterrupted growth, and that assumption drives most of the result.

After 10 years
$11,622

$11,506 taking the income as cash

After 20 years
$13,507

$13,012 taking the income as cash

After 30 years
$15,699

$14,518 taking the income as cash

Model IYF with dividend growth →

What makes up IYF's 1.51% yield

IYF is an exchange-traded fund, so the 1.51% on this page is income collected from its holdings and passed through, net of the fund's costs. It is not paid out of IYF's own earnings, which is why no payout ratio appears anywhere on this page — the concept does not apply to a fund. The practical consequence for the projections below is that the distribution moves when the underlying portfolio's income moves, and a fund that rebalances into higher- or lower-yielding positions changes its own payment without any single company having cut one.

A below-median yield is not the same as a weak dividend. It commonly means earnings are being retained and reinvested, or that the share price has risen faster than the payment — in the second case the holder's income did not fall, the yield did. Income is one component of the return on IYF and the smaller one; the figures below are not a total-return estimate.

When IYF pays, and what that changes

IYF pays quarterly, the standard schedule for US-listed payers, so the "per payment" column is one quarter of the annual figure and the "monthly average" column is a smoothed figure rather than a description of when cash arrives — nothing is paid in eight months of the year.

Each payment has an ex-dividend date, and it is the date that governs entitlement: shares bought on or after it do not carry that payment. IYF's full schedule and payment history are on its dividend page.

What stands behind IYF's distribution

There is no coverage ratio to check on a fund. What stands behind IYF's distribution is the aggregate income of everything it holds, so the question that matters is whether those holdings' own payments are durable — a diversified fund will not cut its distribution because one holding did, but it will if many do at once.

The figures hold the dividend flat. IYF has raised its payment in each of the last 4 years, which is a shorter record than the multi-decade streaks found among the longest-standing payers, and not yet long enough to have been tested across a full cycle.

IYF dividend calculator FAQ

How much does $10,000 in IYF pay in dividends?
At IYF's current yield of 1.51%, $10,000 pays about $150.61 a year — roughly $37.65 per payment, paid quarterly, or $12.55 a month averaged out.
What would IYF be worth after 10 years with dividends reinvested?
Reinvesting every dividend and assuming the payment and share price both stay flat, $10,000 in IYF would grow to about $11,622 after 10 years, against $11,506 if the income were taken as cash. That deliberately assumes no dividend growth — a real holding may do better or considerably worse.
How often does IYF pay dividends?
IYF pays quarterly — 4 payments a year — based on its actual payment history rather than an assumed schedule.
Is IYF's dividend guaranteed?
No. Dividends are discretionary and can be reduced or suspended at any time, and every figure here is a projection from the current yield rather than a forecast. Check IYF's full payment history before relying on any of it.
Is IYF's distribution the same as a company dividend?
Not quite. IYF is a fund: it collects dividends from the companies it holds and passes them through after costs, so the distribution moves with the portfolio's income rather than with a single company's decision. It also means no payout ratio applies — there are no earnings of its own to pay out of — and that a rebalance into different holdings can change the distribution on its own.

More on IYF

iShares U.S. Financials ETF is an exchange-traded fund trading at $129.24 per share, paying quarterly. — All figures before tax. Not financial advice.