PYPL Dividend Calculator
PayPal Holdings, Inc. yields 1.06%, below the 2.97% median across US dividend payers. The income from PYPL is a smaller part of the story than it would be on a high-yield holding, and the figures below deliberately capture only that part.
PYPL paid $0.56 per share over the last twelve months on a quarterly schedule. Enter any amount below, or use the worked figures.
Your investment
PYPL
PayPal Holdings, Inc.
1.06%
yield
Dividend income
$10,000 in PYPL pays you
$106.46
per year
- Paid each quarter
- $26.62
- Monthly average
- $8.87
- Shares bought
- 190.11
- Payments a year
- 4
Total over 10 years, taken as cash
$1,064.64
Based on the trailing twelve-month dividend, assuming it stays flat. Payments are not guaranteed and can be cut or suspended at any time. Figures are before tax and exclude any change in the share price.
PYPL dividend income by investment amount
Based on the current yield of 1.06%. Figures are before tax and assume the dividend stays at its present level.
| Invested | Per year | Per payment | Monthly average |
|---|---|---|---|
| $1,000 | $10.65 | $2.66 | $0.89 |
| $5,000 | $53.23 | $13.31 | $4.44 |
| $10,000 | $106.46 | $26.62 | $8.87 |
| $25,000 | $266.16 | $66.54 | $22.18 |
| $50,000 | $532.32 | $133.08 | $44.36 |
| $100,000 | $1,064.64 | $266.16 | $88.72 |
PYPL with dividends reinvested
$10,000 in PYPL, every dividend reinvested, holding the payment and share price flat. Deliberately conservative — most calculators assume years of uninterrupted growth, and that assumption drives most of the result.
- After 10 years
- $11,122
- After 20 years
- $12,369
- After 30 years
- $13,757
$11,065 taking the income as cash
$12,129 taking the income as cash
$13,194 taking the income as cash
What makes up PYPL's 1.06% yield
PYPL paid $0.56 per share over the last twelve months against a share price of $52.60, which is where the 1.06% comes from. Special and one-off distributions are excluded from that figure — they do not recur, and including them would overstate every projection below.
A below-median yield is not the same as a weak dividend. It commonly means earnings are being retained and reinvested, or that the share price has risen faster than the payment — in the second case the holder's income did not fall, the yield did. Income is one component of the return on PYPL and the smaller one; the figures below are not a total-return estimate.
Bank and insurer dividends are constrained by capital requirements as well as by earnings — a regulator can restrict distributions in a stress scenario regardless of what the business earned. Payments here have historically moved sharply in both directions around credit cycles.
When PYPL pays, and what that changes
PYPL pays quarterly, the standard schedule for US-listed payers, so the "per payment" column is one quarter of the annual figure and the "monthly average" column is a smoothed figure rather than a description of when cash arrives — nothing is paid in eight months of the year.
Each payment has an ex-dividend date, and it is the date that governs entitlement: shares bought on or after it do not carry that payment. PYPL's full schedule and payment history are on its dividend page.
Is PYPL's dividend covered by earnings?
PYPL's payout ratio of 0.08 means roughly 8% of earnings go to the dividend, leaving the rest retained. A margin that size is what allows a payment to be maintained through a weaker year without being funded from borrowing.
Demand in this kind of business holds up across a cycle, so the earnings behind the ratio move less than the market's average and the figure is reasonably representative rather than a snapshot of a good year.
The figures hold the dividend flat. No multi-year record of consecutive increases is on file for PYPL, so treat the projection as arithmetic on today's payment rather than as an expectation about future ones.
PYPL dividend calculator FAQ
- How much does $10,000 in PYPL pay in dividends?
- At PYPL's current yield of 1.06%, $10,000 pays about $106.46 a year — roughly $26.62 per payment, paid quarterly, or $8.87 a month averaged out.
- What would PYPL be worth after 10 years with dividends reinvested?
- Reinvesting every dividend and assuming the payment and share price both stay flat, $10,000 in PYPL would grow to about $11,122 after 10 years, against $11,065 if the income were taken as cash. That deliberately assumes no dividend growth — a real holding may do better or considerably worse.
- How often does PYPL pay dividends?
- PYPL pays quarterly — 4 payments a year — based on its actual payment history rather than an assumed schedule.
- Is PYPL's dividend guaranteed?
- No. Dividends are discretionary and can be reduced or suspended at any time, and every figure here is a projection from the current yield rather than a forecast. Check PYPL's full payment history before relying on any of it.
More on PYPL
PayPal Holdings, Inc. is a common stock trading at $52.60 per share, paying quarterly. — All figures before tax. Not financial advice.