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T Dividend Calculator

AT&T Inc. yields 4.99%, comfortably above the 2.82% median across US dividend payers. That puts T in the range where the income is the main reason to hold it, and where the durability of the payment does most of the work in any long-run figure.

T paid $1.11 per share over the last twelve months on a quarterly schedule. Enter any amount below, or use the worked figures.

Your investment

T

AT&T Inc.

4.99%

yield

$22.26 per shareQuarterlyStock
$
10 years
11530

Dividend income

$10,000 in T pays you

$498.65

per year

Paid each quarter
$124.66
Monthly average
$41.55
Shares bought
449.24
Payments a year
4

Total over 10 years, taken as cash

$4,986.52

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Based on the trailing twelve-month dividend, assuming it stays flat. Payments are not guaranteed and can be cut or suspended at any time. Figures are before tax and exclude any change in the share price.

T dividend income by investment amount

Based on the current yield of 4.99%. Figures are before tax and assume the dividend stays at its present level.

Dividend income from T at a range of investment amounts.
InvestedPer yearPer paymentMonthly average
$1,000$49.87$12.47$4.16
$5,000$249.33$62.33$20.78
$10,000$498.65$124.66$41.55
$25,000$1,246.63$311.66$103.89
$50,000$2,493.26$623.32$207.77
$100,000$4,986.52$1,246.63$415.54

T with dividends reinvested

$10,000 in T, every dividend reinvested, holding the payment and share price flat. Deliberately conservative — most calculators assume years of uninterrupted growth, and that assumption drives most of the result.

After 10 years
$16,414

$14,987 taking the income as cash

After 20 years
$26,943

$19,973 taking the income as cash

After 30 years
$44,225

$24,960 taking the income as cash

Model T with dividend growth →

What makes up T's 4.99% yield

T paid $1.11 per share over the last twelve months against a share price of $22.26, which is where the 4.99% comes from. Special and one-off distributions are excluded from that figure — they do not recur, and including them would overstate every projection below.

Yields at this level usually have a structural explanation rather than a mispricing: the company is organised to distribute income rather than retain it. Worth checking how T's current yield compares with its own history, since a sharp recent rise more often reflects a falling price than a raised payment.

Telecom dividends are funded from cash flows that carry heavy, continuous network capital spending ahead of them. That spending is not discretionary, which is what makes the payout ratio the number to watch in this sector.

When T pays, and what that changes

T pays quarterly, the standard schedule for US-listed payers, so the "per payment" column is one quarter of the annual figure and the "monthly average" column is a smoothed figure rather than a description of when cash arrives — nothing is paid in eight months of the year.

Each payment has an ex-dividend date, and it is the date that governs entitlement: shares bought on or after it do not carry that payment. T's full schedule and payment history are on its dividend page.

Is T's dividend covered by earnings?

T's payout ratio of 0.37 means roughly 37% of earnings go to the dividend, leaving the rest retained. A margin that size is what allows a payment to be maintained through a weaker year without being funded from borrowing.

A low ratio is the norm rather than an achievement in this part of the market: the dividend is a secondary use of cash behind reinvestment and buybacks, so most of what is retained is not being held back against a weak year — it is being spent elsewhere.

The figures hold the dividend flat, and that assumption carries more weight for T than it would for a lower-yielding holding. There is no established record of consecutive annual increases here, and at this yield a modest reduction in the payment changes the ten-year figure substantially.

T dividend calculator FAQ

How much does $10,000 in T pay in dividends?
At T's current yield of 4.99%, $10,000 pays about $498.65 a year — roughly $124.66 per payment, paid quarterly, or $41.55 a month averaged out.
What would T be worth after 10 years with dividends reinvested?
Reinvesting every dividend and assuming the payment and share price both stay flat, $10,000 in T would grow to about $16,414 after 10 years, against $14,987 if the income were taken as cash. That deliberately assumes no dividend growth — a real holding may do better or considerably worse.
How often does T pay dividends?
T pays quarterly — 4 payments a year — based on its actual payment history rather than an assumed schedule.
Is T's dividend guaranteed?
No. Dividends are discretionary and can be reduced or suspended at any time, and every figure here is a projection from the current yield rather than a forecast. Check T's full payment history before relying on any of it.
Why is T's dividend yield so high?
T yields 4.99% against a 2.82% median across US dividend payers. A yield is a ratio, so it rises either because the payment went up or because the share price came down — and the figure alone does not say which. Yields this far above the market among ordinary operating companies are unusual and often reflect what the market expects rather than what has been announced.

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AT&T Inc. is a common stock trading at $22.26 per share, paying quarterly. — All figures before tax. Not financial advice.