How much does $10,000 in XLK pay in dividends?

At XLK's current yield of 0.43%, $10,000 pays about $42.88 a year — roughly $10.72 per payment, paid quarterly, or $3.57 a month averaged out.

What would XLK be worth after 10 years with dividends reinvested?

Reinvesting every dividend and assuming the payment and share price both stay flat, $10,000 in XLK would grow to about $10,438 after 10 years, against $10,429 if the income were taken as cash. That deliberately assumes no dividend growth — a real holding may do better or considerably worse.

How often does XLK pay dividends?

XLK pays quarterly — 4 payments a year — based on its actual payment history rather than an assumed schedule.

Is XLK's dividend guaranteed?

No. Dividends are discretionary and can be reduced or suspended at any time, and every figure here is a projection from the current yield rather than a forecast. Check XLK's full payment history before relying on any of it.

Is XLK's distribution the same as a company dividend?

Not quite. XLK is a fund: it collects dividends from the companies it holds and passes them through after costs, so the distribution moves with the portfolio's income rather than with a single company's decision. It also means no payout ratio applies — there are no earnings of its own to pay out of — and that a rebalance into different holdings can change the distribution on its own.

XLK Dividend Calculator

State Street Technology Select Sector SPDR ETF yields 0.43%, below the 2.97% median across US dividend payers. The income from XLK is a smaller part of the story than it would be on a high-yield holding, and the figures below deliberately capture only that part.

XLK paid $0.83 per share over the last twelve months on a quarterly schedule. Enter any amount below, or use the worked figures.

Your investment

XLK

State Street Technology Select Sector SPDR ETF

0.43%

yield

$194.71 per shareQuarterlyETF

Change stock or ETF

Amount invested

Holding period10 years

11530

Dividend income

$10,000 in XLK pays you

$42.88

per year

Paid each quarter: $10.72
Monthly average: $3.57
Shares bought: 51.36
Payments a year: 4

Total over 10 years, taken as cash

$428.82

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Based on the trailing twelve-month dividend, assuming it stays flat. Payments are not guaranteed and can be cut or suspended at any time. Figures are before tax and exclude any change in the share price.

XLK dividend income by investment amount

Based on the current yield of 0.43%. Figures are before tax and assume the dividend stays at its present level.

Dividend income from XLK at a range of investment amounts.
Invested	Per year	Per payment	Monthly average
$1,000	$4.29	$1.07	$0.36
$5,000	$21.44	$5.36	$1.79
$10,000	$42.88	$10.72	$3.57
$25,000	$107.20	$26.80	$8.93
$50,000	$214.41	$53.60	$17.87
$100,000	$428.82	$107.20	$35.73

XLK with dividends reinvested

$10,000 in XLK, every dividend reinvested, holding the payment and share price flat. Deliberately conservative — most calculators assume years of uninterrupted growth, and that assumption drives most of the result.

After 10 years: $10,438
After 20 years: $10,895
After 30 years: $11,372

Model XLK with dividend growth →

What makes up XLK's 0.43% yield

XLK is an exchange-traded fund, so the 0.43% on this page is income collected from its holdings and passed through, net of the fund's costs. It is not paid out of XLK's own earnings, which is why no payout ratio appears anywhere on this page — the concept does not apply to a fund. The practical consequence for the projections below is that the distribution moves when the underlying portfolio's income moves, and a fund that rebalances into higher- or lower-yielding positions changes its own payment without any single company having cut one.

A below-median yield is not the same as a weak dividend. It commonly means earnings are being retained and reinvested, or that the share price has risen faster than the payment — in the second case the holder's income did not fall, the yield did. Income is one component of the return on XLK and the smaller one; the figures below are not a total-return estimate.

When XLK pays, and what that changes

XLK pays quarterly, the standard schedule for US-listed payers, so the "per payment" column is one quarter of the annual figure and the "monthly average" column is a smoothed figure rather than a description of when cash arrives — nothing is paid in eight months of the year.

Each payment has an ex-dividend date, and it is the date that governs entitlement: shares bought on or after it do not carry that payment. XLK's full schedule and payment history are on its dividend page.

What stands behind XLK's distribution

There is no coverage ratio to check on a fund. What stands behind XLK's distribution is the aggregate income of everything it holds, so the question that matters is whether those holdings' own payments are durable — a diversified fund will not cut its distribution because one holding did, but it will if many do at once.

The figures hold the dividend flat. XLK has raised its payment in each of the last 4 years, which is a shorter record than the multi-decade streaks found among the longest-standing payers, and not yet long enough to have been tested across a full cycle.

XLK dividend calculator FAQ

How much does $10,000 in XLK pay in dividends?: At XLK's current yield of 0.43%, $10,000 pays about $42.88 a year — roughly $10.72 per payment, paid quarterly, or $3.57 a month averaged out.
What would XLK be worth after 10 years with dividends reinvested?: Reinvesting every dividend and assuming the payment and share price both stay flat, $10,000 in XLK would grow to about $10,438 after 10 years, against $10,429 if the income were taken as cash. That deliberately assumes no dividend growth — a real holding may do better or considerably worse.
How often does XLK pay dividends?: XLK pays quarterly — 4 payments a year — based on its actual payment history rather than an assumed schedule.
Is XLK's dividend guaranteed?: No. Dividends are discretionary and can be reduced or suspended at any time, and every figure here is a projection from the current yield rather than a forecast. Check XLK's full payment history before relying on any of it.
Is XLK's distribution the same as a company dividend?: Not quite. XLK is a fund: it collects dividends from the companies it holds and passes them through after costs, so the distribution moves with the portfolio's income rather than with a single company's decision. It also means no payout ratio applies — there are no earnings of its own to pay out of — and that a rebalance into different holdings can change the distribution on its own.

More on XLK

State Street Technology Select Sector SPDR ETF is an exchange-traded fund trading at $194.71 per share, paying quarterly. — All figures before tax. Not financial advice.